Chase Ink Bold Business Card now Shows Credit Line and Cash Advance Limit

Good evening everyone.  1 month ago, Chase sent out letters announcing that they would be converting all Chase Ink Bold Charge Cards into credit cards with a stated credit limit and cash advance limit.  Those changes are not effective as of August 31, 2015 and all changes are now live.  Here is a summary of the changes:

  • Currently, the Chase Ink Bold is a charge card, meaning you must pay your balance in full, otherwise you will be charged a fee.  The new Chase Ink Bold will allow you to pay your balance over time (instead of being charged a fee, you will instead pay interest on any balance that is not paid in full by your payment due date).
  • Currently, the Chase Ink Bold has a flexible spending limit whereby you are allowed to go over your preset spending limit.  The new Chase Ink Bold will have a stated credit access line (aka a credit line/limit) that will be shown on your monthly statement.

This evening when I logged into my Chase online account, I noticed the stated credit limit of $12,000 on my Chase Ink Bold Business Card.

Chase Ink Bold Credit Line

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New AMEX Offers: 1,000 MR Points for $50 Whole Foods Purchase, See Your City Dining Program, and Others

(Hat Tip to Doctor of Credit’s Post)

Good morning everyone, I have a few new AMEX Offers to share with you today.  The most exciting offer is for Whole Foods.  A few weeks ago, there was a similar offer at Whole Foods where you could get a $10 statement credit after spending $75.  Today’s Whole Foods offer is even better.  Get 1,000 American Express Membership Reward Points after spending $50 at Whole Foods.  Since this offer pays out in AMEX MR Points, this offer will only show up on AMEX MR Point-earning credit/charge cards.  All other AMEX cash back or miles/points earning cards are excluded from this promo.

Whole Foods Market AMEX Offer 2

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Weekend Roundup of New AMEX Offers, BofA BankAmeriDeals, and Chime Card Offers

Good afternoon everyone, I hope your weekend is off to a great start.  I’ve spent most of the morning backing up my Windows 8.1 tablet and upgrading to Windows 10.  In the world of miles and points, there are many new cash back offers to share, starting with AMEX Offers for J.Crew Factory, Paul Martin’s American Grill, and PC Rush.  I also have 14 Bank of America BankAmeriDeals and 8 Chime Card Offers to share.

J.Crew Factory AMEX Offer

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Ralphs Logo

Another Cautionary Tale about US Bank Issued Visa Gift Cards Sold at Ralph’s in SoCal

Good afternoon everyone.  A few months ago on Mother’s Day, I went to Ralph’s in Huntington Beach to buy a Visa Gift Card (for myself, sorry mom).  After purchasing a tampered Visa Gift Card, I wrote PSA: Don’t Buy US Bank Visa Gift Cards from Ralphs / Kroger (GC Numbers Compromised).  In that post, I swore never to buy another Visa or MasterCard Gift Card from a grocery store.  The amount of cash back or miles/points gained is not enough to offset the headache required to get 1 tampered Visa or MasterCard Gift Card issue resolved.  I have stuck to my word and not broken the promise I made to myself.

Ralphs $500 Gift Cards

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Staples Easy Rebate: Purchase $300 in American Express Gift Cards, Receive $20 Staples GC (8/30-9/5)

Good morning everyone, Staples has another American Express Gift Card Easy Rebate offer starting this Sunday.  After spending $300 or more in American Express Gift Cards, you will receive a $20 Staples Gift Card as a rebate.  Only one rebate per household, so get creative.  This promo does not begin until Sunday, August 30, so don’t go out shopping just yet.

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