3 $10 Amazon eGift Card Giveaway – Tell me your Labor Day Weekend Plans
In honor of Labor Day and the upcoming 3 day weekend, I wanted to thank those of you who have been using my Amazon affiliate link to shop on Amazon. All you have to do is click the button on the right side of this page and you will be redirected to Amazon. I really appreciate your support and encourage your shopping addition.
In other news, if you have a Serve Card, you probably received the following offer this afternoon. After you make 5 purchases of $10 or more with your Serve Card, you will receive a $10 statement credit. If you work this right, that is a 20% discount on practically anything you buy.
Random News: $5 off $50 Chime Purchase at Office Depot, Plink & Monster Learning, RIP Evolve Money, and New AMEX Offers for Marissa Collections and J Crew
Here are today’s random new stories…
If you have a Chime Card, you should have received the following offer for $5 off a $50 purchase at Office Depot (just in time for Labor Day). I recommend stocking up on a gift card to your favorite store or restaurant. To learn more about the Chime Card, click here.
Is the Chase Sapphire Preferred Credit Card Worth the $95 Annual Fee?
Thank you Amanda for asking me why the Chase Sapphire Preferred credit card was not used on my recent trip to Cabo. Great question Amanda, let me explain why…
There is no doubt that the Chase Sapphire Preferred is a great credit card. Double points on travel and dining purchases is awesome. Transferable points to many of the best airline and hotel loyalty programs is awesome. No foreign transactions fees and no annual fee (for the first year) is awesome. I think that if you could only have 1 Chase credit card, most people would say the Chase Sapphire Preferred is the best card (we will assume you are not a business owner). I totally agree 100%. But what about the second year and the third year and the fourth year when you have to pay the $95 annual fee. Is it still worth it?
Yes and no. Continue reading
Warning: Watch Out for American Express Transaction Reporting Glitch
Good evening everyone, I hope you are all having a good week so far. Are you looking forward to Labor Day Weekend? I know I am. I’m flying to Portland, Oregon this weekend with my family. I’m planning to hit up some local breweries (any recommendations?) and walk around the city. Anyone interested in meeting up sometime during the weekend for lunch/drinks? Let me know in the comments.
Anyway, back to the title of the post. I am not sure if this is technically a glitch or an anomaly or whatever it is called, but I thought it was strange so I figured it was worth sharing.
I am an authorized user on my friend’s SPG card (I’m such a good friend) and was helping him make some purchases while he is traveling outside the US. When I look at the credit card account online, I see 3 purchases and a payment for the current period (August 2 through today). I thought everything was good until my friend said that I owed him $500 for a purchase I made that I didn’t pay him back on. I was confused. I made approximately $2,000 in purchases and paid him back approximately $2,000. What is the problem?
Master Collection of all of My Reconsideration and Retention Calls
As an experienced miles and points collector, I can’t stress enough how important it is to be approved for new credit cards (and their huge sign up bonuses) and to keep the best travel credit cards while paying the least amount of annual fees. Some credit card companies will offer statement credits, either to fully or partially offset the annual fee, just by calling and asking. Other times, they will offer a “spending challenge” where you will have to spend $X in Y months to get a statement credit or bonus miles/points. Here are some of my recent conversations concerting reconsideration calls (calls to be approved for new credit cards) and retention calls (calls to minimize or eliminate the annual fee).
For simplicity, green represents good calls (such as being approved or receiving a favorable retention bonus) and red represents bad calls (such as not being approved or not receiving a retention bonus).
Reconsideration Calls (and one Reconsideration Bank Visit):
- 7/14/14 – US Bank Club Carlson Business Credit Card bank visit (link).
- Account approved after a few days.
- 6/12/14 – Citi American Airlines Executive World MasterCard (link).
- Account approved over the phone.
- 6/12/14 – Chase Southwest Airlines Rapid Rewards Plus Credit Card (link).
- Account approved over the phone.
- 8/6/14 - Chase Marriott Rewards Premier Credit Card (link).
- Received a category 1-4 free night certificate after spending $1,000 in 3 months.
- 8/6/14 - Chase Southwest Airlines Premier Credit Card (link).
- Received 3,000 Southwest Airlines Rapid Reward Points.
- 7/29/14 – Dad’s Citi American Airlines Platinum MasterCard (link).
- Received a $95 statement credit.
To read the entire page, please click here.